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연구정보

[경제] European bancassurance: Impact of COVID-19 and the next normal

중동부유럽 일반 국외연구자료 연구보고서 McKinsey 발간일 : 2020-07-27 등록일 : 2021-02-18 원문링크

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Bancassurance is an increasingly important distribution channel for a wide variety of insurance products across many countries in Europe.

Of course, the humanitarian tragedy caused by the COVID-19 pandemic has changed almost every aspect of life and business, and bancassurance is no exception. Lockdowns to limit the spread of the pandemic have led banks to reduce hours and close branches in many European countries, with some only seeing customers by appointment.1 As customers migrated to digital and remote service channels, contact centers saw a huge spike in inbound call volume that peaked in April, with almost triple the average wait time compared with December 2019.2 These effects were more pronounced in countries, such as Italy and Spain, that experienced high infection rates and thus more severe lockdowns.

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